Car Extended Warranty Plans in 2025: Compare Coverage and Costs
As vehicles become more advanced, the need for reliable extended warranty coverage is more important than ever.
A car extended warranty helps protect you from costly repairs after your manufacturer’s warranty expires.
With different providers and coverage options available in 2025, choosing the right plan can save you thousands in repair costs.
This guide compares the top car extended warranty plans, their coverage, costs, and factors to consider before purchasing a policy.
Types of Car Extended Warranty Plans
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Bumper-to-Bumper Coverage
Also known as exclusionary coverage, this plan covers most vehicle components except for routine maintenance and wear-and-tear items.
- Best for newer vehicles with complex technology
- Provides comprehensive repair coverage
- Typically the most expensive option
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Powertrain Warranty
Covers essential components such as the engine, transmission, and drivetrain.
- More affordable than bumper-to-bumper plans
- Ideal for older vehicles
- Limited coverage on electrical or high-tech systems
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Stated Component Coverage
Lists specific parts and systems covered under the plan.
- More affordable than comprehensive plans
- Coverage varies by provider
- Best for drivers seeking coverage for specific concerns
Top Car Extended Warranty Providers in 2025
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Endurance
Offers direct-to-consumer coverage with comprehensive plans and added perks.
- Roadside assistance included
- Flexible payment plans
- High customer satisfaction ratings
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CarShield
Known for budget-friendly plans and a variety of coverage options.
- Includes powertrain and bumper-to-bumper plans
- Accepted by most repair shops
- 24/7 roadside assistance
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Protect My Car
Provides maintenance-inclusive warranties, helping with both repairs and oil changes.
- Monthly payment options
- Coverage for older vehicles
- Rental car reimbursement
Factors Affecting Warranty Costs
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Vehicle Age and Mileage
Older cars with higher mileage typically have higher warranty costs due to increased repair risks.
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Level of Coverage
Comprehensive bumper-to-bumper plans cost more than basic powertrain warranties.
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Deductible Amount
Lower deductibles result in higher premiums, while higher deductibles reduce upfront costs.